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The tool, in action
Financial health calculatorCalculate my financial health →
The Oikos app, concept in progressSee the concept →
Your financial house, in order. A tool and a method to truly understand your money.
My own product, evolvingOikos started as a tool I built for myself: connect my bank, categorize every transaction, and see the real cash flow, debt, and savings with no self-deception. It is a working app, in production for personal use, that I am turning into something others can use. The premise: you cannot fix what you cannot see.
Import your bank transactions securely.
Every expense and income is classified automatically.
How much comes in, how much goes out, and where, with nothing dressed up.
Alerts and data to sort out debt, savings, and investment.
My own PWA, in production, with thousands of categorized transactions and automatic sync.
Bank connection, categorization, and rules, with a focus on zero external dependencies.
I use it every day. The product gets polished through real use, not assumptions.
My own real case, plus illustrative scenarios of how it applies, marked as examples.
I connected my bank, categorized every transaction, and saw the flow, the debt, and the savings with no self-deception.
Prioritize paying down debt before investing, starting with the calculator.
A plan to reach 3 to 6 months of expenses in a liquid account.
Measure the real rate and set an automatic transfer on payday.
Use the good months to cover the lean ones without surprises.
Let's talk about getting your finances in order.
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